Bank of Khyber announces record profit after tax of Rs5.8 billion in FY2025 with earnings per share rising 61% to Rs5.02, driven by strong income growth and improved financial performance.

Bank of Khyber reports record Rs5.8 billion profit in FY2025

PESHAWAR: The Bank of Khyber (BOK) has announced a record financial performance for the fiscal year ending December 31, 2025, posting a profit after tax of Rs5.8 billion, the highest in the bank’s history.

According to the bank’s audited financial results presented at its 203rd Board of Directors meeting, earnings per share (EPS) surged 61% to Rs5.02, compared with Rs3.12 in FY2024.

The strong growth reflects improved revenue streams, disciplined cost management, and the continued execution of the bank’s transformation strategy.

The bank recorded significant growth across several financial indicators during FY2025.

Major highlights include:

• Profit After Tax: Rs5.82 billion (up 61%)
• Profit Before Tax: Rs12.28 billion (up 51%)
• Total Income: Rs23.1 billion (up 26.6%)
• Earnings Per Share: Rs5.02

These results mark the strongest financial performance in the history of Bank of Khyber.

Income growth drives performance

The bank’s revenue growth was driven by a strong increase in both markup and non-markup income.

• Net markup income rose 15.2% to Rs19 billion
• Non-markup income jumped to Rs4.1 billion

The increase in non-markup income was supported by higher fee income, commissions, and gains on securities.

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Improved efficiency and cost control

Operating expenses remained under control at Rs11.7 billion, growing only 11.3%, which was significantly lower than the overall income growth rate.

This helped the bank achieve a better cost-to-income ratio and improved operational efficiency.

Strong balance sheet growth

The bank also reported strong balance sheet expansion during FY2025.

Key balance sheet indicators include:

• Total Assets: Rs453.3 billion
• Advances: Rs126.7 billion
• Investment Portfolio: Rs275 billion
• Equity: Rs23.7 billion

These figures highlight the bank’s improving financial strength and capital position.

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Leadership outlook

Bank leadership said the record results represent a major milestone in the institution’s development.

The bank acknowledged the contributions of its leadership and board members in strengthening governance, strategic planning, and financial performance.

The institution also expressed confidence in its future growth strategy and its commitment to supporting economic development in Khyber Pakhtunkhwa and Pakistan.

Managing director statement

Managing Director Hassan Raza described the results as a landmark achievement for the bank.

He stated that the strong growth reflects both improvements in core banking operations and the benefits of the bank’s ongoing transformation strategy.

The bank expects continued progress as it enters 2026 with stronger fundamentals and a clear strategic direction.

FAQs

What profit did Bank of Khyber report in FY2025?

Bank of Khyber reported a profit after tax of Rs5.8 billion for FY2025.

How much did Bank of Khyber’s EPS increase?

The bank’s earnings per share rose 61% to Rs5.02 compared with Rs3.12 in FY2024.

What was the bank’s total income in FY2025?

Total income reached Rs23.1 billion, showing strong financial growth.

Where is Bank of Khyber headquartered?

Bank of Khyber is headquartered in Peshawar, Pakistan.